Rich Girl Roundup: The Best Tips (& Gotchas) to Know About When Moving

Rich Girl Founda! You were moving what a two bedroom or three bedroom home? Two bedroom from Berkeley, California to Atlanta, Georgia. I'm putting all my info out there. My address is mentioned. Hines social security numbers in the show notes. Welcome back Rich Girl's and Voice to the Rich Girl Roundup weekly discussion of the Money with Katie Show. I'm your host, Katie Gatti Tossan, and every Monday, we are going to dig into an interesting money discussion. But first, here's a quick message from our sponsors. In the complex world of finance, misinformation is all too common. So while you might have heard that certificates of deposit, better known as CDs, are inflexible, inconvenient, and low return earners, it turns out there's more to the story. CDs have the potential to be a pretty solid long-term financial strategy and is all thanks to the high interest rates that are going around these days. Intrigued yet? 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Visit NetSuite.com slash rich girl. That's NetSuite.com slash rich girl. Before we get into it, this week's upcoming main episode is about the gender pay gap with special guest, Sally Krawcheck. It was important to me that we covered the wage gap in a way that addressed common pieces of pushback to its existence. Because it is true that the data is not as straightforward as it's often presented to be, but the true story is, in some ways, a lot more interesting. All right, on to the roundup. Hannah, how are we doing today? I'm good. I'm really stoked about the episode. The interview is fantastic. And the background data you dug into is amazing. So I'm really excited. And she's not being paid to say that. I am being paid. I'm not being paid to say that. Good distinction. I also texted you something over the weekend that really made our day. So I don't want to shout out some folks. Yeah, we've just been getting some really lovely five star reviews recently. And every single time I'm like, okay, Hannah's making burner accounts to write these. Because they're so kind. We've just been really fortunate recently. So I think, Hannah, do you want to read that specific review that you sent? Oh my gosh, yeah, let me find it. It started with Katie and Hannah are the best, which was so sweet because my name was spelled correctly. And I was so excited. And then it said, I love this show so much. It has really helped me get my financial life in order and cover some very insightful and fascinating topics. Katie and Hannah have great chemistry and clearly work their tails off to make this show as wonderful as it is. Thank you both. And the only info we have about them is that it was from Australia. So if you are an Australian listener who submitted that, thank you. I definitely feel like Katie and I work our tails off, but it was really nice to have that kind of recognition. Totally. And I think we've had a lot recently that have just been like over the top nice. So if you do love the show and you want to add to the collection. So it's not me and my burner account. So Hannah's husband can take a break from creating all these fake reviews. That would be really appreciated because I know that the reviews actually do go a quite a long way. The podcast platform is a little bit interesting in the sense that there's to my knowledge, no real algorithm powering what it's showing to people, but positive reviews. And many of them is definitely a big factor in a show's growth. So thank you. Okay, why don't you read the question? This week's question came from Terrin. It's, how do you financially prepare for an out of state move? What are some gotchas or pitfalls to avoid and anything to know about reload packages? So Katie, I'm going to hand it to you because even though we both moved recently, I think yours is feeling more fresh in your brain. So we moved like two weeks apart, which is crazy. Okay, so I actually would like to kick us off today with kind of a before and after story just to show my own hashtag personal growth over the last two years. Because when I moved from Dallas to Colorado, the day before the movers were supposed to come. So my husband was an officer training school for the Jaguar. So I'd been alone for like months in Dallas and we were preparing for this move, preparing him using loosely. And the day before the movers came was my last cycle class. So I taught the class and then one of my best friends in Dallas surprised me with this surprise party after the fact. And we ended up drinking in the park for like many hours. So I ended up going home, falling asleep on my, this is going. Yeah, fell asleep at 6 p.m. on the couch and woke up the next morning to the movers banging on the door. I hadn't done anything. I hadn't set any boxes aside. I hadn't made a do not pack pile. I mean, it was to the point where they were putting things into boxes. And I was just hung over running around the apartment, like pulling things back out and trying to set them aside. It was chaos. So at least you had the boxes. No, they brought those. They brought those. I didn't even provide them. Yeah, you can't give me any credit here. So this is also probably a good moment to be like, I am at the time of this recording. One year, Alva Hall free. Thank you very much. Yeah, but congratulations. I know I was like, I can't do this to myself anymore. Anyway, this move I was far more prepared. I knew what to expect. And I was like, yeah, you know, I'm going to have my checklists, but do not pack boxes. I'm going to be so on top of it. And for the most part, I was and things went well, but holy smokes. I think no matter how you spin it, moving across the country is just a chaotic and jarring event. But I know Hannah, you were like the queen of cross country moves, checklists, efficiencies. Reluctantly. Correct. Yeah. Talk us through the vibes. What are your moving tips? Yeah. So when my husband and I first started moving and we did our big like cross country move the first time in 2020. We created this spreadsheet and we've had to move three times since then. So we basically just make the spreadsheet more comprehensive every time. We have different tabs. So each tab will be like the actual to do list, the cleaning list of what you have to clean out like deep clean, you know, before you leave. So they don't charge you or take your deposit. We have the expenses tab. We have the itinerary of driving and we're like, you're going to stay in terms of hotels. If you do require an overnight stay, the cost of all those things. So I also kind of get into the weeds of writing when I pay off the expenses and whose account it came out of and this and that. Because in this recent scenario, we do have, you know, a reload stipend that's supposed to come in and we'll get to that later. But it does help to track all of that. So if you know you're going to get reimbursed at any point, you can kind of replenish the accounts accordingly. That's interesting. So I would say the biggest first thing we would do is try to figure out if you want to do a you haul versus boxes like a pod or a you box or whatever. Or if you're fancy enough to like just do full service to every door to door, which so what did you do this time? The first time we moved we did pods and we did like everything we ever own into like a one eight by eight foot pod. I don't even know how he did it. And then our car and this time I pretty much put my foot down and said we've done this so many times. I'm not going to try to like reduce everything in my life to an eight by eight by eight foot thing. So we ended up doing two you boxes, which is another kind of version of pods. But we did consider doing the you haul and driving. But the issue is that with gas prices the way they were, even that looked net cheaper, it would actually be more expensive. So how does the you pod work? What is that process like? It's just like a big box that gets delivered to you. You put all your junk in it and then you can lock it up yourself with your own lock and then they will transport it across the country to you. But it's not really on your terms or timeline. Like they'll tell you, oh, it's going to be three weeks and blah blah blah. So we kind of knew, okay, well, it's getting shipped off the 28th, but we're not going to see it till the 11th. So you're kind of on your own for those two and a half, three weeks. The big issue there was the first time we did that. We didn't know where we were going to be living when we moved. Like it was like, oh, we know we're going to be in this area. What a terrible wrench to throw into logistical planning. I mean, I won't do realist too much, but I will say because of that, they accidentally delivered to Los Angeles and split into Barbara, which is 100 miles away. And then when we said, oh, no, we live in Santa Barbara. That's what we said. They said, oh, if you want your stuff, it's going to be another $1,200 dollars. No, no, no, I'm not doing that. So we rented like a 20-foot U-Haul because that was all that was available. Drove the 100 miles, unpacked the whole thing, and then drove all the way back. So can you share with us how much the U-boxes were for you were moving what a two-bedroom or three-bedroom home, two-bedroom from Berkeley, California to Atlanta, Georgia? And I'm putting all my info out there. My address is number three. Kind of social security numbers in the show notes. And where I grew up in my date of birth. Have fun. Okay, so first we reached out to PUDs because that's who we'd use the first time. They said it would be like $10,000 for two boxes. And I said, absolutely not. And you have to do all of it yourself? Yeah, like they deliver and then you have to fill it up. But you have to pack everything, load it, and then unload an unpack, and they want a 10 grand. And I said, absolutely not. Like when we first moved out here, it was like $2,200 for one. So there was no way that two would be $10,000. And again, just so listeners are aware of the geography. It was Jersey City, right, to Santa Barbara. So I would assume that's even farther than, yeah, or comparable at least. They're both around 3,000 miles. So I'm thinking, no. So then I called them and I was like, yeah, no, I'm not doing this. And then they said, well, we'll give you a discount. It'll be $7,000 and I was like, no, again. And so I went to U-Haul, which has a U-Box option. And they were doing like $1,100 per box. So I said, okay, I'll take two of those. So $2,200. Yeah, so we ordered three. And if you don't use all of them, they only charge you for what you take. So we only ended up needing two. And one of the funny things when you are kind of down to the wire like that, is you start to get very disconnected from the things that you thought you'd be like sentimental about. It was like, we were just like a couple items into the third box. And I was like, no, I'm not doing this. Yeah. It's so ruthless. You're like, as you're calculating how much you're spending to transport it. You know what? That's always why I felt so ridiculous about our moves is that we have only ever moved for the Air Force. And so in the military, you get a stipend based on your rank and how many dependents you have. And per mile or per pound, I can't remember exactly how it's calculated. But when we moved from Dallas to Colorado, Thomas was a first lieutenant and he had no dependence because we were not married. And now he's a captain with one dependent, me, hey, misdependent of over here. And so I think our rate of reimbursement is higher this time. When we were going through this process and we can get into our numbers as well, we used Mayflower. Both times because we had a good experience with them. And I'm thinking about how much money we are paying and then how much the military is paying to move all of our stuff. I'm like, I don't even think all of our stuff is worth this much. Like we don't own any expensive furniture. It's all cheap or IKEA or like we found it on the side of the road. I was like, honestly, if I were starting over and I were the one paying for this, there is a part of me that's like, sometimes I wonder if you just start over. Like you just sell everything and then rebuy new stuff when you get there and like depending on how much stuff you're buying. It's like actually pretty comparable. Every move before this one, we had funded ourselves and I got pretty ruthless about being like, got to go. Like I'm not moving all this. This time I felt like we knew we were getting a stipend. My main concern was it'll tell you this is, you know, X amount that you're getting. But you have to remove taxes from that. It's not like a huge thing in your pocket. So then I was like, okay, well, as long as we kind of break even or even a thousand or so off of this, I will be very happy. So that led us bring most of our stuff. But generally it's been the same way where I'm like, nope. And I got to a point where I was just doing free curbal or some Facebook marketplace or Craigslist. It's just the last day where I was like, is there to ask go if you want it. Otherwise, it's going to the dumpster. So I used to use Mayflower. What was that pricing for you guys? So we the first time it's actually probably based on the numbers you just threw out less than you're thinking. It's going to be but still definitely more than what you guys paid for the boxes. So when we moved from Dallas to Colorado, we paid for the pack, the loading and the transport and then the unloading where they take everything off the truck and put it in your house. But then from that point on we were unpacking everything and then getting rid of all the boxes. And we had moving boxes in our garage of our house in Colorado for literally six months. This time I was like, I don't want to do that again. Like I am too busy. I don't have time to do that. So we did the full service, not the white glove, which is where they literally like put things away for you in your cabinets. Not like that, but they come, they bring the boxes, they pack everything for you, they label everything. People come the next day to load it all into the truck. It arrived in like four days, which was amazing. We left on a Friday and we had our stuff on Monday. So it was way faster than what they said it was going to be. And then people come and they unload everything off the truck and then other people come the next day and they take everything out of the boxes, put them on services, rebuild your furniture and remove all the debris. So it was incredible. So the first one without the unpack from Dallas to Fort Collins was 6,000, 6,500. How far is it like a thousand? I want to say 800 miles. And then Fort Collins to Granite Bay was a little over a thousand miles. And the estimate I think was 8,500 for the full everything. And we ended up paying like 79 hundred I think. So we came in under. We came in under the estimate, yep. And I think we're going to get the full amount reimbursed hopefully. But I'm on the fence, honestly, about whether or not I would pay for that out of pocket myself. I think it depends on how desperately I needed to move and whether or not it made sense for me to take the time to try to manage those things myself. But it makes the whole process just so, so much easier. Now she's just rubbing it in you guys. Yeah, I made it a lot easier. So I do think it's worthwhile if you either have a stipend that it will cover summer all of it. Or if you feel like you're at a place where you can afford it, I think it makes sense to do it. Someone actually commented this on your Instagram today. But I'm pretty sure there's a list of like most life disruptive events and death and losing a spouse is basically one and two. But the third one is moving like it is so disruptive that whatever you can do to make it easier. And I think you talk about this too is the emotional labor of having to plan everything and the emotional feeling of believing where you're at and building a whole new life. Like all of those things are on top of just the physical act of moving. Well, and I was trying to get as much of an outsourced as I could as like, well, I really am going to try to minimize the impact of this on the rest of my life as much as possible. Which was probably a bit of a fool's errand because yes, it became as soon as we got here, I was like, oh my gosh, I feel like I did not adequately emotionally prepare for how this was going to feel because I was so focused on just having the logistics sorted out. And on the financial side, I did add up everything that we've had to spend between the movers and even things like accommodations, gas, food on the road. Things that we were not expecting to have to pay for once we got here, which that's another story, but we're at about 12,000. Yeah. So I would say anyone that's considering a move for a job and they're trying to tell you that you don't need a reload package or you don't need a stipend or, you know, that's on you pushing for something, signing bonus. Anything that you can get, unless you're getting a ginormous pay increase that you're like, oh, it doesn't even matter because I'm tripling my, it's like, unless it's extreme. I don't know how people that live in single family homes move across the country for like less than five figures, like it is, it is so much. And it was super hard in the first time because we were leaving with pretty much nothing. It was easy to get settled, but it takes a long time when you have like we have multiple pets. We have two people like it's a lot. I had a couple notes of purchases and gotchas and things to look out for that I think would be really helpful. Okay, so when we were moving, my husband and I got air tags for our stuff to track it because it was going to be in these pods. I know it's that that was really helpful. Moving insurance I think is really important, especially if your belongings are traveling during the winter season and you know you're going to drive through blizzards. Okay, so I was going to ask you about this. I think this might have been included with the Mayflower move where you just have like a standard baseline level of insurance that you pay for as part of the move where it's like a dollar a pound or something. But what are you referring to? This is a separate thing. So like pods and you haul I think both you can get policies through them so that if there was an active God or weather or break ins or whatever like your stuff would be insured for however much you set the policy to which the first time we moved we were kind of like our stuff isn't worth them much like. Yeah, I'm not going to pay extra for this, but this time I think we paid 50 extra bucks to do $10,000 of coverage or something super negligible. Yeah, my fear was just because of how far we were moving. Yeah, I was like for 50 bucks at least I have peace of mind for that. And then rentals for like dollies, bungee cords for nature blankets, all of those things. They don't always include those went if you're self packing and then when the day comes that you have to pack and load everything you're going to be like, well, how am I going to get 15 boxes from here to there. So you can rent a dollar for like $7 I think that's a huge time saver and then don't forget about paying for the movers and loaders unless you plan to do it all yourself because I think that's a cost. I think you were saying you forgot tips or something for yours right. Yeah, I was a I went out basically like in the last hour they were there scrambling to the ATM both times to get take out money. This is like a chronic theme in my life is I like never remember and then I'll be have the people there. I'm like, oh my god, I have to tip these people like I never remember to plan ahead for tips. But we tipped about like think I had to take out $400 in cash. So it wasn't insignificant and it was yeah, it's not like 20 bucks here or there. It was last minute. Yeah, I would say to you a couple of things that felt like maybe not goth is but things that we've just learned to look out for. We're reserving permits for spaces if you need to like park your truck or pot or whatever for your street fixing walls or wear and tear. If you know that you have to fix something, I think those kinds of home depot runs will really add up. When we cancel old services and started new ones, some had fees. So like to start our water service was turned all like stuff like that I think can add up. Yeah, can I comment on that as well? I also found the utilities to be a relatively stressful part of this. Not because it's that difficult, but because you're basically dealing with eight to 10 different companies. Because you've got four to five probably in your current place. And then another four to five in the new place, whether electric gas, water, internet, trash, right. It's pretty easy to log into all your current systems and figure out how to stop them and turn everything off. But it actually took me like an afternoon to get all of it set up in California. And it was something that kind of snuck up on me where I felt super prepared. And then it's like the week of and I'm like, oh God, like we need to figure out how to turn on water and get our PG&E account set up. We were hot spotting like from our car as we're driving across country. Okay, water is that yeah, it's not always top of mind. So it felt really good to have those done. And I just make a spreadsheet where I have all the new logins and stuff. So I keep it all in one place and hyperlinks to all the sites or bookmarking everything and putting auto pay on for everything right away too. Because it's like so many utility bills. But I do feel like had I planned a little bit more ahead for the utilities. It wouldn't have come as such a last minute stressor amidst the physical stuff of trying to actually get across the country. So I'm glad you mentioned that and I agree that you probably can expect, I don't know, 50 to $100 extra that first month and either stopping fees or startup fees across everything. That sounds right. I think we had probably 50ish. Another thing that I know you're going to end up dealing with. I think we've dealt with it so many times is changes in insurance rates and like new car registration and such a nightmare. New security deposits when you don't have your old one back. Like a new car registration is a really big one for when you're moving out of state because every state has a different rule. And then they'll be like, well, you missed it. You didn't register in the first five days you were in the state. So now that's an extra $100 and you're like, what? And Colorado and California. I'm pretty sure do it based on the MSRP of the car. So it can be like $1,000 to register. We had to register like $300 every time because it was like, oh, we didn't register within 10 days of moving into the state. So those things add up really quickly, but that was a big gotcha. And then like, if you listen to nothing else from this podcast for me, it is take photos and videos of everything in your house when you move out or when you move in. Because the landlord might be like, this wasn't here before. If you can prove that it was or you could prove that this is normal wear and tear or whatever. That is huge, especially if you put a size bull deposit down. I mean our current building is only like $500. But we had one deposit that was $7,500. So I was like, I'm not taking any risks. I want all of my money back to echo that. I didn't think to do that leaving our house in Colorado. Now I wish I would have, but it's just good even if someone doesn't have malicious intent that they just literally might not remember that something was there. But moving into this house, I did go around and I need to add a couple more things that I found. But I again made a spreadsheet that I shared with the homeowner that has, you know, the room, the item, a description and then a photo that's the image, you know, metadata has the date. So everything is cataloged of this was like this when we moved in. And I do feel some peace of mind about that because in this case, our security deposit here was substantial. And so to your point, I don't want to take any risks or have that even be a point of contention. He said she said down the line. I want it to be like, no, there's just a picture that we can both look at. There was one apartment where we had told the landlord, hey, these outlets have been, the fuses have been blown for months. And they then tried to charge us when we moved out to be like, this is your fault that they were, I was like, no, no, no. Here's the receipt of when I sent it to you, the date that I just don't want to, do you do it all over email? I've done it over text most of the time with the landlord mostly because they've been individuals recently. But with a building, at least in California and Georgia and New Jersey, you get like a move in checklist and a move out checklist. So you are supposed to do it like with a representative onsite. But I just think it's like due diligence, even if you have the best relationship to just cover your basis. We totally should have in Colorado. It was a miss, although I did know Georgia hates the mailman. So anytime anyone dropping anything off would come up to the porch. She would just body slam the door, she ended up ripping the blinds down. And so we knew we were going to have to pay for that. I told our landlord immediately, like, I'm so sorry this just happened. You know, when we move out, obviously, please feel free to take this out of our deposit. But I just want you to know that this happened. And she emailed me the receipt like the week before we moved out. And she's like, from when killer tried to eat the mailman. I was like, yes, sorry about that. So we're also trying to like plan ahead with those sorts of things too of like, okay, we need to find a way to make sure that delivery people are not coming up to the front door. And that they're leaving things somewhere else. Pets or kids or you're just a naturally clumsy person like me, like keeping an eye on what you know you're going to have to fix is key. And then I have just a couple more, but then we can wrap this baby up, which is if you have a lot of books, I just learned this from someone whose mom is a librarian. So pat out Sophie, if you're listening, but you can actually ship them via USPS at a flat rate per weight, which is much cheaper than trying to pal 17 boxes into a you haul, which is like what we had to do. I ended up kind of doing a cost benefit analysis where we weighed every single box and figured out how much it would be through USPS, but it was just not worth it for us at the time. But the costs are so much cheaper. So if you're a book person like me where you have hundreds and hundreds of books that will save you a lot of money and space. I think Emily from the Zillow episode talked about moving and off peak seasons, which has been really nice for better rates or like the free one month concession. And then I cannot stress to enough how much packing material lives on Facebook marketplace or in the like dumpster areas of grocery stores and local shops and restaurants. It's not that I go into the dumpster, but I'll, you know, if you're going to a restaurant or somewhere, we're going to name this rich girl round up and us dumpster diving advice. People will be like, I expect nothing less. She's a cheap. We've ended up just repurposing our giving away all of our moving boxes through there, which is really nice because like a TV box is $30 at home depot. So if you have multiple TVs like that is going to save you a lot of money. So it's little things like that, but I do think when you're moving and everything is a little thing, it's just kind of good to keep an eye out for any kind of gotchas. This is making me wonder to what the real premium is that you pay for a more quote unquote formal moving service, because if they're bringing all the boxes, all the packing material, like the cost of raw materials and transportation. What is the actual premium that you're paying for the labor? I don't know, but as I'm hearing you describe like, oh my gosh, I wouldn't even think to go buy a TV box like that just kind of happened as part of that process. I mean, it's because we have receipts of like every move we've done before that we were like, okay, well, now we know we're going to need to so that the spreadsheet on ours is like last time this time, I think we spent $250 on just moving boxes and tape and stuff. And it's only too bad room. It's it's not a huge house. So I mean, I think if anybody's interested, I can share a little bit more spreadsheet wise. I literally I was working on it. I was so proud of it. And I said, Katie, do you think this could be the next wealth planner? And she said, no, but you could try. No, she was like, you could try. I don't know like, how would people are going to use this one done? And I said, well, if you're a sucker like me, you'll use it time and time again. Hey, it might be worth it. I mean, it makes sense. I also, I think my last tip is a safety one, which is just I drove separately for my husband because one of us had the dog and one of us had the cat. So two part safety tip of I had pepper spray with me because I'm stopping and all these random rest stops across the country while listening to true crime, which you want to be jumping at a rest stop. That's the way to do it. So I did have some self protection with me traveling alone. And I would recommend getting your cars checked out just a once over at a mechanic. If you're about to drive it across the country, obviously still a good idea to do alone. But if you have a dog or a cat or a pet or a baby or something with you in the car where it would make it breaking down 100 times more stressful. You definitely want to pay a mechanic to look things over. And I had this semi experience when we moved to Colorado where the car I was driving was a family members and it made the trip to Colorado. But like within the week broke down on the side of the highway, a spark plug like blew up or something. And my car knowledge. I'm like, I don't know something exploded. But I was basically on the side of the road with the car that didn't work. And I was thinking, oh my god, I am so happy. That this happened right now and not halfway between Texas and Colorado with a cat and all of my belongings in the car. So I think it's worth it. Giovanni, my husband does the same thing where he will actually go to two different mechanics just to like be super safe of we're about to drive 3000 miles. Love it. You're like, let me one up this. You're like, don't go to one. No, go to two mechanics. As soon as he said it, I was like, oh shoot, that's a really good idea. We ended up shipping my car back to my parents home in New Jersey because it needed a lot of work. And it wasn't worth like trying to fix it just to drive back. But my husband's car is kind of old. It has like 180,000 miles on it. And so we were like, is this this is going to make it there. Yeah. So we did the extra due diligence of making sure it's all good to go. And that can also add up really quickly. It's like, you know, thousands of dollars. So yeah, maybe do it like a month more than a month ahead of time. Because if you are the week out, finding out, oh, actually this belt or this whatever needs to be replaced. Not only is it expensive, but it's going to take a week like it could really throw a wrench in the timing. So I think that that's also figuring out if the car needs work and then letting that guide, whether or not you ship it or drive it. Even if you have to get a rental then we considered that renting like big SUVs or mini vans. But ultimately we're like, that whatever. We're just going to drive our own cars. And we had to split up our pets as well. It just adds up so quickly where you think you have an all in cost. And then you're like 140% over that cost. Do you know what your own cost was? I can pull it up. She's like, let me get to that tab. It is on a tab. It's called West No East Coast best coast move. So my husband labeled it. The running total currently, which doesn't, it's not comprehensive, is 14,132, which when my husband's reload comes in, it will offset almost all of that. But then you have to also pay for your first month. Or first and last month, however, your lease works. So yeah, I didn't even include that in ours. This, oh my god, ours would be double if we had all of our security deposits and and it's all in here. So yeah, this is the world's longest ritual right now. It is. But I think a lot of it is really useful. I wish I had had this to listen to before our move. Even though you were like, you know, do you want the spreadsheet? I was like, nah, I got this. I'm good. I've done this before and then I show up to my house and I go, oh, you know, this is my final anecdote. And then we'll close out this very long ritual round up. But before we left, Thomas was like, our house has a washer dryer right now. It's like, yeah, Thomas, obviously it is a washer dryer. And then I get there and I walk into the laundry room and there's no washer dryer. And I go, oh, okay. I was wrong. These landlords are listening. Don't worry. But it was my, I mean, I have no one to blame but myself because then I frantically pull up the lease on my phone and I see that in the included appliances, washer dryer is not on there. So there was a miscommunication about what was being left behind. But I had no like to stand on because I signed a legal document that said I was agreeing to which appliances were being left. It's the grab. I do you will like any, uh, Kenmore, LG. I know our sponsor sponsor washer dry. It's like people are like, why is the whole year of money with Katie sponsored by Maytag? Well, you're not a sponsor yet, but you could be, but you could be. All right, that's all for this week's rich grow roundup. We will see you on Wednesday to talk about the wage gap. Bye. Bye.